Over the years, we at Sanasa Development Bank have always been on the lookout for great ideas powered by great people. This untapped potential has proved that a wealth of entrepreneurship and innovation lie dormant due to the lack of opportunity and financial inclusion; a situation that we have been trying to reverse during our 25 years of vital service. By placing our confidence in exceptional individuals, we have seen the growth of families, villages and regions; even age-old industries that have found a new revival. The year in review was by no means an easy run, but we stayed true to our values, doing all we can to ensure the wellbeing of our stakeholders, the results of which we hope to see in the time ahead. By following through on our mission to support grassroot entrepreneurship and placing their livelihoods at the forefront, will continue to build vibrant communities, which in turn will change and sustain a nation of opportunity and a positive outlook for all that we do in our next quarter century and beyond.