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- Longer repayment period
- Flexible approach and fast approval
- Attractive and competitive low interest rate
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- Top up facility – after repaying a part of the original Personal Loan
- Choice of fixed or floating interest rates
- Processed within a maximum of three working days
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- Purchasing options for gold jewellery, gold coins or gold biscuits at competitive interest rates
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- For Ranaviru families of Army/Navy/Air Force/Police/STF who are Killed in Action (KIA), Missing in Action
- Missinging In Action (MIA) and Disabled in Action (DIA)
- Repayment period up to 10 years
- Automatic loan protection cover for all applicants
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- A three-month gold loan facility
- 0% interest rate per annum
- Account holders can obtain an advance loan amount of 90% of the total gold value
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- For Government and CEB Pensioners
- Loans up to LKR 3 Mn. without guarantors
- Repayment period up to 10 years, and 75 years of age
- Our extended support to transfer the pension remittance to the account quickly and conveniently.
- A loan protection cover with lowest insurance charge
- A competitive interest rate up to 6.5% p.a. for savings
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- Maximum advance amount for a Sovereign (8g) 18K/24K of gold
- Competitive low interest rates
- Ensured accuracy of gold weight and value with the latest equipment
- Benchmarked services that guarantee speed, privacy and the highest level of confidentiality
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- Reasonable rate of interest with a suitable grace period
- Loan values to suit business requirements with a flexible repayment schedule aligned with income
pattern and payment capacity
- Business guidance and consultancy services
- Availability of Credit lines
- Open for all business segments
- Promoting Environmental, Social, and Governance (ESG) in financing
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- Loan facilities up to LKR 1 Mn. with two guarantors
- Repayment period of up to 5 years for capital financing and up to two years for working capital for applicants who hold 50% or more ownership of a business
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- Microfinance loans
- SME loans
- Personal loans of up to LKR 10 Mn.
- Insurance benefits for those obtaining a loan
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- Customised leasing packages to suit commercial requirements with flexible repayment schemes at
competitive rates
- Attractive discounts on premature settlements
- Easy accessibility to leasing facilities through island-wide branch network
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- For the upliftment of Micro and Small businesses
- Open for all business segments
- Availability of Credit lines
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