SANASA Development Bank PLC
Integrated Annual Report 2023
Bank
Overview
Our Evolution
About this Report
Financial Highlights
Year in review
What We Offer
Leadership to
Bank On
Chairperson's Message
Chief Executive Officer’s Review
Board of Directors
Corporate Management
Chief Managers
Senior Management
Operating Environment
and Strategy
Operating Environment
Stakeholder Engagement
Materiality
How we create Value
Our Strategy
SDB Bank's Commitment to Sustainability
Management Discussion
and Analysis
Financial Capital
Intellectual Capital
Human Capital
Manufactured Capital
Social and Relationship Capital
Natural Capital
Risk Management and
Corporate Governance
Risk Management
Message from the Chairperson on Corporate Governance
Corporate Governance
Report of the Board Integrated Risk Management Committee
Report of the Board Audit Committee
Board Human Resources and Remuneration Committee
Report of the Board Selection and Nomination Committee
Report of the Board Related Party Transactions Review Committee
Report of the Board Strategic Planning Committee
Report of the Board Credit Committee
Financial
Statements
Financial Calendar
Annual Report of the Board of Directors on the Affairs of the Bank
Directors’ Statement on Internal Control over Financial Reporting
Independent Assurance Report
Chief Executive Officer’s and Chief Financial Officer’s Responsibility Statement
Statement of Directors’ Responsibility for Financial Reporting
Independent Auditors’ Report
Statement of Comprehensive Income
Statement of Financial Position
Statement of Changes in Equity
Statement of Cash Flows
Notes to the Financial Statements
Supplementary
Information
Ten Years at a Glance
Disclosures as per Schedule III of Banking Act No. 01 of 2016, Capital Requirements under Basel III
Sources and Utilisation of Income
Quarterly Performance of the Bank
Investor Relations
Abbreviations
Glossary of Terms
26th Annual General Meeting
Corporate Information
Operating Environment and Strategy
How we create Value
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