2022 |
2021 |
|||||||
31 December |
30 September |
30 June |
31 March |
31 December |
30 September |
30 June |
31 March |
|
Regulatory capital adequacy ratio |
||||||||
Common equity Tier 1 capital ratio (%) |
12.92 |
13.03 |
13.42 |
12.50 |
13.16 |
12.41 |
9.32 |
9.44 |
Tier 1 capital ratio (%) |
12.92 |
13.03 |
13.42 |
12.50 |
13.16 |
12.41 |
9.32 |
9.44 |
Total capital ratio (%) |
15.37 |
15.45 |
16.23 |
15.03 |
15.78 |
15.15 |
12.36 |
12.71 |
Leverage ratio (%) |
7.87 |
7.74 |
7.76 |
8.72 |
9.11 |
8.62 |
6.70 |
6.83 |
Regulatory liquidity |
||||||||
Statutory liquid asset (LKR Mn) |
23,309 |
23,357 |
24,667 |
19,511 |
20,695 |
21,781 |
21,644 |
18,908 |
Statutory liquid asset ratio (%) |
23.51 |
24.36 |
26.90 |
21.20 |
22.37 |
22.76 |
22.53 |
20.70 |
Total stock of high quality liquid assets (LKR Mn) |
20,100 |
16,758 |
15,268 |
10,232 |
12,783 |
9,855.00 |
11,579.00 |
6,651.00 |
Liquidity coverage ratio (%) |
191.22 |
169.98 |
178.47 |
116.73 |
134.82 |
182.86 |
131.33 |
152.36 |
Net stable funding ratio (%) |
241.61 |
278.00 |
213.48 |
138.89 |
137.61 |
130.82 |
130.19 |
126.47 |
Asset quality |
||||||||
Gross non-performing advances ratio (%) |
7.36 |
6.73 |
5.63 |
4.52 |
4.42 |
4.78 |
4.77 |
4.47 |
Net non-performing advances ratio (%) |
2.24 |
1.85 |
1.34 |
0.79 |
1.49 |
1.76 |
1.87 |
1.71 |
Impaired Loans (Stage 3) Ratio (%) |
7.57 |
6.16 |
4.24 |
4.63 |
4.13 |
4.60 |
- |
- |
Impairment (Stage 3) to Stage 3 Loans Ratio (%) |
31.93 |
36.60 |
37.03 |
35.72 |
36.98 |
34.19 |
- |
- |
Profitability |
||||||||
Interest margin (%) |
4.90 |
4.64 |
4.86 |
5.64 |
5.47 |
5.34 |
5.44 |
5.71 |
Return on assets (%) |
0.06 |
(0.19) |
0.18 |
0.84 |
0.96 |
1.02 |
0.97 |
1.03 |
Return on equity (%) |
0.44 |
(2.71) |
1.12 |
5.08 |
7.35 |
8.36 |
9.98 |
12.00 |
Share information |
||||||||
Market value per share (LKR) |
22.00 |
27.80 |
20.60 |
29.50 |
43.00 |
50.90 |
50.30 |
56.80 |
Highest price per share for the period (LKR) |
28.90 |
32.40 |
21.50 |
47.00 |
55.80 |
56.00 |
58.00 |
68.50 |
Lowest price per share for the period (LKR) |
20.20 |
18.50 |
20.40 |
28.60 |
42.00 |
49.80 |
50.00 |
53.50 |
Debenture Information |
||||||||
Debt to equity ratio (times) |
- |
- |
- |
- |
- |
- |
- |
- |
Interest cover (Times) |
- |
- |
- |
- |
- |
- |
- |
- |
Quick assets ratio (Times) |
- |
- |
- |
- |
- |
- |
- |
- |
Interest rate for comparable government security (%) |
||||||||
Type A |
- |
- |
- |
- |
- |
- |
- |
- |
Type B |
- |
- |
- |
- |
- |
- |
- |
- |
Type C |
- |
- |
- |
- |
- |
- |
- |
- |
Type D |
- |
- |
- |
- |
- |
- |
- |
- |