SANASA Development Bank PLC

Integrated Annual Report 2023

Supplementary Information

Sources and Utilisation of Income

2022

2021

31 December

30 September

30 June

31 March

31 December

30 September

30 June

31 March

Regulatory capital adequacy ratio

Common equity Tier 1 capital ratio (%)

12.92

13.03

13.42

12.50

13.16

12.41

9.32

9.44

Tier 1 capital ratio (%)

12.92

13.03

13.42

12.50

13.16

12.41

9.32

9.44

Total capital ratio (%)

15.37

15.45

16.23

15.03

15.78

15.15

12.36

12.71

Leverage ratio (%)

7.87

7.74

7.76

8.72

9.11

8.62

6.70

6.83

Regulatory liquidity

Statutory liquid asset (LKR Mn)

23,309

23,357

24,667

19,511

20,695

21,781

21,644

18,908

Statutory liquid asset ratio (%)

23.51

24.36

26.90

21.20

22.37

22.76

22.53

20.70

Total stock of high quality liquid assets (LKR Mn)

20,100

16,758

15,268

10,232

12,783

9,855.00

11,579.00

6,651.00

Liquidity coverage ratio (%)

191.22

169.98

178.47

116.73

134.82

182.86

131.33

152.36

Net stable funding ratio (%)

241.61

278.00

213.48

138.89

137.61

130.82

130.19

126.47

Asset quality

Gross non-performing advances ratio (%)

7.36

6.73

5.63

4.52

4.42

4.78

4.77

4.47

Net non-performing advances ratio (%)

2.24

1.85

1.34

0.79

1.49

1.76

1.87

1.71

Impaired Loans (Stage 3) Ratio (%)

7.57

6.16

4.24

4.63

4.13

4.60

-

-

Impairment (Stage 3) to Stage 3 Loans Ratio (%)

31.93

36.60

37.03

35.72

36.98

34.19

-

-

Profitability

Interest margin (%)

4.90

4.64

4.86

5.64

5.47

5.34

5.44

5.71

Return on assets (%)

0.06

(0.19)

0.18

0.84

0.96

1.02

0.97

1.03

Return on equity (%)

0.44

(2.71)

1.12

5.08

7.35

8.36

9.98

12.00

Share information

Market value per share (LKR)

22.00

27.80

20.60

29.50

43.00

50.90

50.30

56.80

Highest price per share for the period (LKR)

28.90

32.40

21.50

47.00

55.80

56.00

58.00

68.50

Lowest price per share for the period (LKR)

20.20

18.50

20.40

28.60

42.00

49.80

50.00

53.50

Debenture Information

Debt to equity ratio (times)

-

-

-

-

-

-

-

-

Interest cover (Times)

-

-

-

-

-

-

-

-

Quick assets ratio (Times)

-

-

-

-

-

-

-

-

Interest rate for comparable government security (%)

Type A

-

-

-

-

-

-

-

-

Type B

-

-

-

-

-

-

-

-

Type C

-

-

-

-

-

-

-

-

Close